First Financial Bankshares, Inc., a financial holding company, through its subsidiaries, provides commercial banking services primarily in Texas. Its services include accepting and holding checking, savings, and time deposits; automated teller machine services; drive-in and night deposit services; safe deposit facilities; remote deposit capture, payroll cards, funds transmitting, Internet banking, and mobile banking services; and other customary commercial banking services. It also provides various loans, such as real estate, commercial, agricultural, and consumer loans to businesses, professionals, individuals, and farm and ranch operations. In addition, the company administers retirement and employee benefit accounts, such as 401(k) profit sharing plans and IRAs; personal trust services, including administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services. As of December 31, 2016, it had 69 financial centers in Texas, including Abilene, San Angelo, Weatherford, Cleburne, Conroe, Stephenville, Granbury, Acton, Albany, Aledo, Alvarado, Beaumont, Boyd, Bridgeport, Brock, Burleson, Cisco, Clyde, Cut and Shoot, Decatur, Eastland, Fort Worth, Glen Rose, Grapevine, Hereford, Huntsville, Keller, Magnolia, Mauriceville, Merkel, Midlothian, Mineral Wells, Montgomery, Moran, New Waverly, Newton, Odessa, Orange, Port Arthur, Ranger, Rising Star, Roby, Southlake, Sweetwater, Tomball, Trent, Trophy Club, Vidor, Waxahachie, Willis, and Willow Park. The company was founded in 1890 and is based in Abilene, Texas.