Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides retail and wholesale banking, asset management, and private banking services. The company accepts various deposits, such as current and savings accounts, fixed-term deposits, subordinated deposits, and other accounts. Its loan products include mortgage secured loans, other loans secured with security interest, unsecured loans, credit lines, and commercial credits, as well as loans to real-estate developers and foreclosed real estate assets. The company also offers credit cards; and corporate and business banking, corporate and investment banking, insurance, leasing, factoring, securities trading, and pension funds management services. It operates in Spain, the United States, Turkey, Mexico, South America, and Rest of Eurasia. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Madrid, Spain.