American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates through two segments, Community Banking, and Trust and Investment Services. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits, as well as certificates of deposit. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, and consumer loans. It also offers trust and investment services, such as estate planning, trust account administration, investment management, and retail brokerage services; and investment management services, including purchasing equity, fixed income, and mutual fund investments for customer accounts. As of December 31, 2016, it operated 26 banking offices and 2 loan production offices in Roanoke, Virginia and Raleigh, North Carolina; and 34 automated teller machines. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia.