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BBCN Bancorp, Inc. operates as the bank holding company for BBCN Bank that provides commercial banking services primarily to small- to medium-sized businesses and individuals in the United States. The company offers short-term and long-term deposits comprising personal and business checking accounts, money market accounts, savings accounts, certificates of deposits, and individual retirement accounts. It also provides a range of loans, including commercial loans to businesses for various purposes, which consist of working capital, purchasing inventory, debt refinancing, business acquisitions, and other business related financing needs; commercial real estate loans; small business administration loans; and consumer loans, such as auto, home equity, single-family mortgage, and signature loans. In addition, the company offers trade finance services that comprise issuing and advising on letters of credit for export and import businesses, as well as handles documentary collections. Further, it provides cash management services, such as remote deposit capture, lock box, and ACH origination services; investment and wealth management services to high-net-worth clients; mobile banking application for smartphones; debit card services; travelers' checks, safe deposit boxes, and other customary bank services; and Internet banking, and bill-pay services, as well as operates automated teller machines. As of February 01, 2016, the company operated 50 branches in California, New York, New Jersey, Illinois, Washington, and Virginia; 6 loan production offices in Seattle, Denver, Dallas, Atlanta, Northern California, and Annandale, Virginia; and a representative office in Seoul, Korea. The company was formerly known as Nara Bancorp, Inc. and changed its name to BBCN Bancorp, Inc. in November 2011. BBCN Bancorp, Inc. was founded in 1989 and is headquartered in Los Angeles, California.
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