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About
BancorpSouth, Inc. is a financial holding company, which engages in the banking activities through, BancorpSouth Bank. It operates through the following segments: Community Banking, Insurance Agencies and General Corporate and Other. The Community Banking involves in providing deposit products, commercial loans, and consumer loans. The Insurance Agencies segment includes lines of property, casualty, life, health, and employee benefit products and services. The General Corporate and Other segment offers leasing, mortgage lending, and trust services; credit card activities; and investment services. The company was founded in 1982 and is headquartered in Tupelo, MS. | |||
Description
BancorpSouth, Inc. operates as a financial holding company for BancorpSouth Bank that provides commercial banking and financial services to individuals and small-to-medium size businesses. It offers various deposit products, including interest and noninterest bearing demand deposits, and saving and other time deposits. The company also provides commercial loans, including term loans, lines of credit, equipment and receivable financing, and agricultural loans; a range of short-to-medium term secured and unsecured commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; and construction loans to real estate developers for the acquisition, development, and construction of residential subdivisions. In addition, it offers fixed and adjustable rate residential mortgage loans secured by owner-occupied property; residential construction loans; second mortgage loans; and home equity lines of credit, as well as non-residential consumer loans that consist of automobile, recreation vehicle, boat, personal, and deposit account secured loans, as well as issues credit cards. Further, the company operates as an agent for the sale of commercial lines of insurance; and a line of property and casualty, life, health, and employee benefits products and services. Additionally, it provides investment brokerage, and personal trust and estate services. As of January 25, 2017, the company operated through 234 full service branch locations, as well mortgage, insurance, and loan production offices in Alabama, Arkansas, Florida, Louisiana, Mississippi, Missouri, Tennessee, and Texas. BancorpSouth, Inc. was founded in 1876 and is headquartered in Tupelo, Mississippi. | |||
