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About
LCNB Corp. is a financial holding company, which engages in the commercial banking and insurance agency businesses through its subsidiaries. It offers deposit services, which include checking and savings accounts, Christmas and vacation club accounts, money market deposit accounts, individual retirement accounts, and certificates of deposit. The company was founded in December 1998 and is headquartered in Lebanon, OH. | |||
Description
LCNB Corp. operates as the financial holding company for LCNB National Bank that provides commercial and personal banking services in Ohio. Its deposit products include checking, NOW, savings, Christmas and vacation club, money market deposit, lifetime checking, and individual retirement accounts, as well as certificates of deposit. The company's loan portfolio comprises commercial and industrial, commercial and residential real estate, agricultural, construction, small business administration, and residential mortgage loans. It also offers consumer loans, such as automobile, boat, home improvement, and personal loans. In addition, the company provides trust administrative, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, personal computer-based cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of February 29, 2017, the company operated through 35 offices, including a main office in Warren County, Ohio; and branch offices in Warren, Butler, Clinton, Clermont, Hamilton, Montgomery, Preble, Ross, and Fayette counties, Ohio, as well as 39 ATMs. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio. |