Dime Community Bancshares, Inc. operates as the unitary savings bank holding company for Dime Community Bank that provides financial services and loans for housing in New York. It accepts deposit products, such as savings, money market, and interest bearing and non-interest bearing checking accounts, as well as certificates of deposit. The company also offers multifamily residential and commercial real estate loans; small investment property loans; one- to four-family residential and condominium/cooperative apartment loans; home equity and improvement loans; equity lines of credit on multifamily residential and commercial real estate loans; and commercial and industrial loans, including acquisition, land development and construction loans, finance loans and leases, and small business administration loans. In addition, it manages and owns real estate; sells non- Federal Deposit Insurance Corporation insured investment products; and invests in multifamily residential and commercial real estate loans. As of December 31, 2016, the company operated 25 full-service retail banking offices located throughout Brooklyn, Queens, the Bronx, and Nassau County, New York, as well as 2 branches in Brooklyn, New York. Dime Community Bancshares, Inc. was founded in 1864 and is based in Brooklyn, New York.