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BNC Bancorp operates as the bank holding company for Bank of North Carolina that provides commercial banking products and services to individuals, and small to medium size businesses. The company offers a range of deposit services, including non-interest bearing demand accounts, interest-bearing demand and savings accounts, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposit accounts. Its loan products portfolio comprises real estate loans, consumer loans, commercial and industrial loans, and other types of loans. The company also provides residential mortgage products, including long-term fixed rate and variable rate loans; and small business administration loans for the purchase of businesses, business startups, business expansion, equipment, and working capital. In addition, BNC Bancorp provides various brokerage services, including financial planning, wealth management, private banking, and insurance products; and online and mobile banking services. As of January 25, 2016, it operated 64 banking offices in North and South Carolina, and Virginia. The company was founded in 1991 and is headquartered in High Point, North Carolina.
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