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About
Total System Services, Inc. provides electronic payment processing services to banks and other financial institutions. It operates through the following segments: North America Services, International Services, Merchant Services and NetSpend. The North America Services segment provides issuer account solutions for financial institutions and other organizations primarily based in North America. The International Services segment provides issuer card solutions to financial institutions and other organizations primarily based outside the North America region. The Merchant Services segment provides merchant services and related services to clients based primarily in the United States. The NetSpend segment provides GPR prepaid debit and payroll cards and alternative financial service solutions to the under banked and other consumers in the United States. The company was founded in 1983 and is headquartered in Columbus, GA. | |||
Description
Total System Services, Inc. provides payment processing, merchant, and related payment services to financial and nonfinancial institutions in the United States, Europe, Canada, Mexico, and internationally. It operates through four segments: North America Services, International Services, Merchant Services, and NetSpend. The company offers account processing and output services, including processing the card application, initiating service for the cardholder, processing card transaction for the issuing retailer or financial institution, and accumulating the account's transactions. It also provides fraud management services to monitor the unauthorized use of accounts; fraud detection systems for identifying fraudulent transactions; and other services, such as customized communication services to cardholders, and information verification services associated with granting credit, debt collection, and customer service. In addition, the company offers processing services, acquiring solutions, related systems, and integrated support services, which include processing various payment forms, such as credit, debit, prepaid, electronic benefit transfer, and electronic check; authorization and capture of transactions; clearing and settlement of transactions; information reporting services related to transactions; merchant billing services; and point-of-sale equipment sales and service. Further, it provides general purpose reloadable prepaid debit cards and payroll cards, as well as alternative financial services to underbanked and other consumers. The company was founded in 1982 and is headquartered in Columbus, Georgia. |