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About
EMC Insurance Group, Inc. operates as an insurance holding company. It engages in providing business, personal, life insurance and loss control services through its subsidiaries: EMC Reinsurance Co., EMCASCO Insurance Co., Dakota Fire Insurance Co. and Illinois EMCASCO Insurance Co. The company operates through two reportable segments: Property and Casualty Insurance and Reinsurance. The Property and Casualty Insurance segment writes both commercial and personal lines of insurance, with a focus on medium-sized commercial accounts. The segment operations are integrated with the property and casualty insurance operations of employers mutual through participation in a reinsurance pooling agreement. The Reinsurance segment provides reinsurance for other insurers and reinsurers. The reinsurance operations are conducted through EMC Reinsurance company. The principal business activity of EMC Reinsurance company is to assume, through a quota share reinsurance agreement, the voluntary reinsurance business written directly by Employers Mutual with unaffiliated insurance companies. EMC Insurance Group was founded in 1974 and is headquartered in Des Moines, IA. | |||
Description
EMC Insurance Group Inc., an insurance holding company, provides property and casualty insurance, and reinsurance products in the United States. It operates through two segments, Property and Casualty Insurance, and Reinsurance. The Property and Casualty Insurance segment writes commercial and personal lines of insurance products. Its commercial lines of insurance products comprise automobile, property, workers' compensation, and liability, as well as other products that provide protection with respect to burglary and theft loss, aircraft, marine, and other types of losses; and personal lines of insurance products include automobile, homeowners, and umbrella policies. The Reinsurance segment provides reinsurance for other insurers and reinsurers. EMC Insurance Group Inc. offers its products to small and medium-sized businesses, institutions, and individual consumers through independent insurance agents. The company was founded in 1974 and is headquartered in Des Moines, Iowa. EMC Insurance Group Inc. is a subsidiary of Employers Mutual Casualty Company. | |||
